A Step-by-Step Guide to Paying Your BIR Taxes Online

Paying taxes in person can be inconvenient and tedious. Despite the enactment of the Ease of Paying Taxes Act (Republic Act No. 11976), opting for the BIR online payment system remains a superior choice. Rather than enduring long queues at banks or BIR Revenue District Offices (RDOs), you can conveniently settle your taxes from the comfort of your home using your bank account, credit/debit card, or mobile wallet.

Electronic tax filings have seen a significant increase compared to manual filings, with 2.1 million e-filers in 2023—a 5% rise from the previous year. Moreover, approximately 68% of registered taxpayers prefer filing their taxes electronically.

As tax filing season approaches, it’s crucial to ensure compliance with filing and payment requirements. Here’s why paying your BIR taxes online is advantageous:

1. Convenience and Speed: Online tax payment offers swifter and more convenient transactions compared to manual methods.
2. Timeliness: The ease and speed of BIR online payment reduce the likelihood of late payments, helping you avoid penalties.
3. Security: Transactions are encrypted, ensuring the protection of your personal information.
4. E-receipts: Upon electronic payment, you receive an e-receipt as official proof of payment, which can be used for filing your income tax return (ITR) and easily accessed for transaction disputes.

BIR Online Payment Channels in the Philippines

Online Banking Channels

• Eligibility: Taxpayers enrolled in the BIR Electronic Filing and Payment System (eFPS)
• Accepted Payment Method: Bank transfer

Utilizing mobile banking applications simplifies both purchases and bill payments. Additionally, they offer the convenience of settling taxes and other government-related obligations.

Several BIR-accredited banks, such as UnionBank, LANDBANK, and DBP, facilitate these transactions. For further details on banks accepting BIR payments, refer to the comprehensive list of accredited banks provided.

LANDBANK Link.BizPortal

• Eligibility: Taxpayers with LANDBANK ATM savings or current accounts, BancNet ATM/debit/prepaid cardholders, AUB, BPI, PSBank, RCBC, Robinsons Bank, and UnionBank depositors via PCHC PayGate
• Accepted Payment Methods: Bank transfer, ATM, debit card, prepaid card, PESONet

The primary function of LandBank’s Link.BizPortal is to assist customers in making online payments for various products and services, including BIR-related obligations. It caters to transactions of all sizes, accommodating both small and large payments.

Furthermore, LandBank’s online banking platform offers the convenience of generating and distributing online payment confirmations, which clients can either print or receive via email. This service operates seamlessly seven days a week, including holidays, ensuring accessibility for tax-related matters at any time, barring system maintenance periods.

DBP Pay Tax Online

• Eligibility: BancNet ATM/debit cardholders, Visa/Mastercard credit cardholders
• Accepted Payment Methods: Credit card, debit card

DBP, a government-owned bank, offers a streamlined payment solution enabling taxpayers to make electronic payments by furnishing essential details such as TIN, Tax Type, RDO, Form Number, and Amount. It’s important to note that utilizing this service incurs a fee for its convenience.

UnionBank Online

• Eligibility: Taxpayers with a UnionBank account
• Accepted Payment Method: Bank transfer

The efficiency and functionality of the UnionBank Online app are highly praised by numerous users. Registration is effortlessly straightforward for existing UnionBank account holders, while navigation through the app is a breeze thanks to its highly intuitive design.

GCash

• Eligibility: Taxpayers with a Globe or TM mobile number registered with GCash with sufficient funds in their mobile wallet for tax payment
• Accepted Payment Method: GCash Wallet

Due to its user-friendly and intuitive interface, GCash stands out as one of the most favored mobile wallets. This e-wallet application simplifies the process of sending and receiving money, ensuring a hassle-free experience. Notably, you can make BIR online payments via GCash without incurring any service fees.

Maya

• Eligibility: Taxpayers with a Maya account with sufficient balance for tax payment
• Accepted Payment Method: Maya wallet

Maya ranks among the top mobile wallets in the country, offering a comprehensive range of services. Within the Bills section of the app, users can conveniently find BIR listed as one of the billers. Maya reassures individual taxpayers of the convenience of paying their taxes anytime, anywhere, 24/7.

Moneygment

• Eligibility: Taxpayers with a Moneygment account and sufficient funds in their e-wallet for tax payment
• Accepted Payment Methods: Moneygment wallet, ECPay, Dragonpay, 7-Eleven, PayPal

Moneygment, specifically designed for OFWs, homemakers, and Filipinos new to banking, offers secure transactions through partnerships with reputable financial institutions.

Central Business Portal – Philippine Business Hub (PBH)

• Eligibility: New corporations in the Philippines

The Philippine Business Hub simplifies business registration and compliance with BIR requirements through a centralized platform. It serves as a one-stop destination for individuals seeking information on corporation registration and applying for a Taxpayer Identification Number (TIN). Additionally, the portal facilitates the generation of electronic Certificates of Registration.

In alignment with Republic Act No. 11976, new business taxpayers are exempt from the ₱500 Annual Registration Fee but are still required to settle the Documentary Stamp Tax (DST) amounting to ₱30. For further details, visit business.gov.ph/home.

How to Pay BIR Online Through eFPS

If you’re registered with the BIR Electronic Filing and Payment System (eFPS), commence by filing your tax return via the eFPS website. Developed and maintained by the BIR, eFPS facilitates the electronic filing of tax returns and payments over the Internet.

After filing your tax return, follow these steps to pay BIR online via the eFPS:

1. Click “Proceed to Payment” to access the eFPS Payment Form page.
2. Choose “Fund Transfer” as your payment mode.
3. Select your bank from the list of Transacting Banks.
4. Input the tax payment amount.
5. Click “Submit” followed by “OK” to proceed to your bank’s online banking site.
6. Log in to your online banking account.
7. Complete the tax payment to BIR through the online banking platform.
8. Upon successful payment, a confirmation page will display your transaction details.

How to Pay BIR Online Through eBIRForms

Utilize the Electronic Bureau of Internal Revenue Forms (eBIRForms) package, downloadable from the BIR website, to file your tax online. This package offers a convenient method for preparing and submitting tax returns. After filing your tax return, proceed to pay your tax using any of the available online BIR payment channels.

Via LANDBANK / PESONet

1. Access the LANDBANK Link.BizPortal.
2. Click “Pay Now.”
3. Enter “BUREAU OF INTERNAL REVENUE” in the Merchant field and click “Continue.”
4. Select “Tax Payment” and click “Continue.”
5. Input the required payment details and captcha code.
6. Agree to the Terms and Conditions and click “Continue.”
7. Review your payment details and provide your account information or login credentials.
8. Complete the BIR online payment and receive a confirmation via email.

Via MyEG PH and DBP

1. Register for an account at www.myeg.ph and log in.
2. Select “BIR Online Tax Payment” from the main page.
3. Click “Pay your Taxes Now” and fill out the required fields.
4. Submit your payment details.
5. Choose your preferred payment mode on the MYEG Payment Gateway page.
6. Receive an email notification upon payment completion.

Via UnionBank

1. Access UnionBank Online or the UnionBank mobile app.
2. Click “Pay Bills” on the home page.
3. Select “Bureau of Internal Revenue” from the Biller List.
4. Enter your tax details and payment information.
5. Review your payment details.
6. Confirm your payment, receiving a confirmation via email.

Via Maya App

1. Launch the Maya app and log in.
2. Tap “Bills” > “Government” on the main menu.
3. Select “Bureau of Internal Revenue.”
4. Enter your tax information and email address for confirmation.
5. Review and confirm your payment.
6. Receive a confirmation receipt on-screen and via SMS/email.

Please note that as of now, GCash does not include BIR in its list of billers. However, you can still use GCash as a payment method when utilizing MyEG PH for online tax payment.

Important Reminders from the BIR

• Taxpayers can file their AITR and pay taxes through Accredited Agent Banks (AAB) regardless of their RDO.
• Income tax payments can be settled via cash and check through Revenue Collection Officers.
• Mandated eFPS users should file electronically and pay through eFPS-AABs.
• Taxpayers can utilize Maya or MyEG for payments through BIR Taxpayer Software Provider (TSP).
• Electronic filing is mandatory for those required, with eBIRForms serving as an alternative if eFPS enrollment is in process.

BIR Online Payment Tips for First-Time Taxpayers

1. Prepare Your Documents: Ensure you have all necessary documents and information ready.
2. Review Payment Instructions and Details: Double-check all information for accuracy to avoid errors.
3. Print Hard Copies of Transactions: Save physical copies of transaction records for your records.
4. Ensure Safe Transactions: Install security software, keep personal information secure, verify website security, and use a separate email address for online transactions.